Bring more of your savings to Plan+. Lower fees. Better returns. One place.
Plan+ isn't just for retirement. Alongside your pension, you can hold eligible general savings here too, so more of your everyday money benefits from low fees and professional management, all in one place. Government benefits like CPP and OAS stay where they are.
What can you consolidate?
Most retirement savings outside your Plan+ pension are eligible. Here are the most common ones.
Registered Retirement Savings Plan held at any Canadian financial institution.
Deferred Profit Sharing Plan from a former healthcare employer.
Workplace savings plan from a current or previous employer.
Locked-In Retirement Account, pension funds from a previous employer converted on departure.
Non-registered savings earmarked for retirement, ask a Plan+ advisor if eligible.
Why it matters where your money lives
Average management expense ratio on Canadian retail mutual funds.
The difference compounds. Every year matters.
Plan+'s historical annualized net return over the past 10 years.
Use the tool below to see exactly what consolidating your savings could mean for your retirement.
Same money. Very different outcome.
Lower fees. Stronger long-term returns. Here's what that compounds to over your career.
Extra retirement savings on $200/month over 25 years, just by paying lower fees and earning your Plan's return.
Did you know
Your Plan's annualized net return over the past 10 years.
Average MER on Canadian equity mutual funds, among the highest in the world.
What a 1% fee difference costs on $100,000 over 20 years.